Business Loans

As our name suggests, Goshen Community Bank’s Business Banking Department focuses on the total financial needs of area businesses. Please contact us to learn more about:

  • Business Term Loans to purchase or refinance real estate or equipment, provide long–term working capital or simply consolidate business loans.
  • Business Lines of Credit to leverage accounts receivable and provide short–term working capital needs.
  • Construction Lines of Credit for owner–occupied properties, "sold" builder jobs, and occasionally builder "spec" properties.
  • "Multi Lines", which are pre–approvals for multiple term loans (e.g. for equipment or vehicle purchases) or lines of credit (e.g. for building multiple properties). This allows for quick funding for loans throughout the year.

We are also able, for larger qualified commercial properties, to obtain "conduit" financing, which can provide low, long–term fixed rates and little or no recourse for the owner.

Personal Banking