|
Business Checking Account
Our Business Checking Account is suited for a company with account activity of more than 40 debits including written checks per month. Business Checking offers an account analysis feature.
- No minimum balance required
- Monthly maintenance fee: $7 per month
- Check Written Charge: .18 each
- Deposits and Other Credits Charge: .22 each
- Items deposited charge: .20 per item
- No charge for items deposited which are drawn on Goshen Community Bank
- ACH debit or credit: .15 each
- $100 initial opening deposit
- Earning Credit set monthly by the bank*
*Earnings credit is allowance to you, offsetting part or all of the service charges on an account. The earnings credit is calculated on the basis of the average collected balance in the account during a period and the earnings credit rate in effect at the time.
Small Business Checking
Goshen Community Bank's Small Business Checking is perfect for the company that usually has less than 40 debits including written checks per month. The account features include:
- $1000 daily balance requirement
- 40 free debits including checks paid per month
- 40 free items deposited per month
- No monthly earnings credit
- $100 initial opening deposit
If your account falls below the daily balance requirement or exceeds the free specified services, corresponding service fees will be charged.
If balance falls below the $1000 daily balance requirement, a $8 monthly service fee will be charged.
If your account exceeds the 40 debits or 40 credits per month a .22 per item fee will be charged.
Business Now
For sole proprietorships and not-for-profit organizations. Fees are waived if organization is not-for-profit or by maintaining a daily minimum balance of $500.00 for sole proprietorships. If balance falls below $500.00 a $5.00 monthly maintenance fee will be assessed.
Business Market Index
An initial deposit of $10,000 is required to open this account. This account allows 3 third party checks and 3 pre authorized withdrawals per month. Interest for your account will accrue daily and will be compounded and credited to your account monthly.
The following balances will determine your interest rate.
- $10,000 - $24,999
- $25,000 - $99,999
- $100,000 and over
GCB @ Working Checking
- Free Interest-Bearing checking account with no minimum balance
- No monthly service charge
- Unlimited Check Writing
- Free front of check images provided on monthly statements
- Free Visa debit card
- Free Online Banking
- Free Bill pay
- No ATM fees worldwide
- Up to $300 fee credit on a Mortgage Loan
- Up to $300 fee credit on a Business Loan
- 50% off the 1st year of a safe deposit box rental
- No fee money orders
- No fee for Single-Party Traveler's Checks
- Free Account Access with our Business Cash Management
|
